What is Klarna?
Klarna is a global payment solutions provider that works with retailers to provide customers the
smoothest online shopping experience. Klarna is in over 170,000 online stores and has more than
70 million users globally. Learn more.
How do I pay in 4 interest-free installments?
- Select 4 interest-free installments to split your purchase into four equal payments, charged every
two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are
sent - you can simply sit back, relax, and enjoy your purchase. View complete terms.
How do automatic payments work?
Payments are collected bi-weekly from the debit or credit card you provide at the time of purchase.
All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login
Is there a fee to use 4 interest-free installments?
There are no interest charges with Pay later in 4 installments, and no fees when you follow your automatic payment schedule.
A Late Fee of up to $7 may be charged if an automatic payment cannot be collected. Please refer to the Klarna Terms of Service for more information.
Will this affect my credit score?
When you pay in 4 interest-free installments, Klarna may perform a soft credit
check. This type of check will not impact your credit score or show up as a hard inquiry on your
How can I reach Klarna?